Service Models Comparison

Compare CoreX, API, and Hybrid service models for BaaS integration

Service Models Comparison

FinHub BaaS offers three service models for integration. Choose the one that best fits your needs.

CoreX Service Model

White-label solution

API Service Model

Direct API integration

Hybrid Service Model

Combined approach

Comparison Table

Aspect	CoreX	API	Hybrid
Description	Pre-built white-label solution	Direct API access, build your own UI	Combination of both
Time to Market	2-4 weeks	4-12 weeks	4-8 weeks
Development Effort	Minimal	Significant	Moderate
UI/UX Control	Customizable themes	Complete control	Mixed
Mobile Apps	Included	Build your own	Some included
Web Portal	Included	Build your own	Some included
Maintenance	Managed by FinHub	Your responsibility	Shared
Updates	Automatic	Manual implementation	Mixed
Cost Structure	Subscription-based	Usage-based	Combined
Best For	Quick launch, standard flows	Custom experiences	Flexibility

CoreX Service Model

Pre-built white-label front-end solution

What you get:

• ✅ Ready-to-use web portal
• ✅ iOS and Android mobile apps
• ✅ Admin back-office panel
• ✅ Customizable branding (colors, logos, fonts)
• ✅ Built-in customer onboarding flows
• ✅ Managed updates and maintenance

Best for:

• Companies wanting to launch quickly
• Limited technical resources
• Standard banking/payment use cases
• Predictable subscription pricing

CoreX Service Model

Learn more about CoreX

API Service Model

Direct API integration with your own UI

What you get:

• ✅ Full API access to all FinHub services
• ✅ Complete control over UI/UX
• ✅ Build any custom workflow
• ✅ Integrate into existing applications
• ✅ Webhooks for real-time events
• ✅ Sandbox environment for development

Best for:

• Companies with development resources
• Unique user experience requirements
• Integration into existing products
• Complex or non-standard workflows

API Service Model

Learn more about API integration

Hybrid Service Model

Combination of CoreX and API

What you get:

• ✅ CoreX for some processes
• ✅ API for custom integrations
• ✅ Flexibility to mix approaches
• ✅ Gradual migration path

Best for:

• Companies wanting best of both worlds
• Starting with CoreX, transitioning to API
• Standard flows + custom differentiators

Hybrid Service Model

Learn more about Hybrid approach

Client Journey by Service Model

CoreX Client Journey

1. Sales Engagement → Discuss requirements and select subscription tier
2. Branding Setup → Provide branding assets and configuration preferences
3. Platform Configuration → FinHub configures your white-labeled platform
4. Review & Approval → Review and approve the customized platform
5. Go-Live → Launch your branded financial services platform

API Client Journey

1. Registration → Complete application on the FinHub Developer Portal
2. Sandbox Access → Receive credentials and explore APIs in sandbox
3. Integration Development → Build your integration with FinHub APIs
4. Certification → Complete integration certification and security review
5. Production Deployment → Transition to production with phased rollout

Next Steps

Find Your Path

Decision guide

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