Documentation Index Fetch the complete documentation index at: https://docs.finhub.cloud/llms.txt
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SCT10 - Closed-loop Operation Self-contained financial ecosystem for specific use cases, enabling controlled internal transactions and custom payment instruments through the API.
Overview This capability enables your platform to operate a closed-loop financial ecosystem where transactions occur within a controlled network, ideal for loyalty programs, corporate ecosystems, or specialized marketplaces.
Features Feature Description Internal Wallet System Closed-loop wallet balances Network Transactions Internal peer-to-peer transfers Custom Instruments Branded payment instruments Loyalty Integration Points and rewards systems Ecosystem Management Control participant access
Configuration Options Level Features External Access Basic Simple closed-loop transactions None Standard Full ecosystem with loyalty Limited (load only) Advanced Hybrid closed/open loop Full external connections
API Usage Create Closed-loop Wallet POST /api/v1/wallets Content-Type: application/json Authorization: Bearer {access_token} { "customer_id" : "cust_abc123", "wallet_type" : "CLOSED_LOOP", "currency" : "EUR", "name" : "Loyalty Wallet" }
Response: { "wallet_id" : "wal_xyz789" , "customer_id" : "cust_abc123" , "wallet_type" : "CLOSED_LOOP" , "currency" : "EUR" , "balance" : 0.00 , "status" : "ACTIVE" }
Internal Transfer POST /api/v1/wallets/transfers/internal Content-Type: application/json Authorization: Bearer {access_token} { "source_wallet_id" : "wal_xyz789", "destination_wallet_id" : "wal_merchant001", "amount" : 50.00, "currency" : "EUR", "reference" : "Purchase at Store A" }
Load Wallet from External Source (Advanced) POST /api/v1/wallets/{wallet_id}/load Content-Type: application/json Authorization: Bearer {access_token} { "amount" : 100.00, "source_type" : "BANK_TRANSFER", "source_reference" : "ref_123456" }
Use Cases Use Case Description Corporate Ecosystem Internal corporate payments and expenses Marketplace Buyer-seller transactions within platform Loyalty Program Points earning and redemption Gift Cards Closed-loop gift card systems
Integration with Other Capabilities Capability Integration SCT03 - Country Wallet availability per country SCT05 - Subscription Recurring value loads SCT11 - Compliance Internal transaction monitoring
Wallet APIs View detailed wallet API specifications
Subscription Tier Availability Tier Configuration Level Starter Not included Professional Basic Enterprise Advanced Custom Configurable
